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Refinances May Nosedive as Purchase Market Booms

first_imgHome / Daily Dose / Refinances May Nosedive as Purchase Market Booms  Print This Post The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Headlines, Journal, Market Studies, News November 20, 2017 1,612 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: Construction Freddie Mac freddie mac monthly outlook Home Prices housing sales Housing Starts inventory shortage Data Provider Black Knight to Acquire Top of Mind 2 days ago Refinances May Nosedive as Purchase Market Booms Although there are still problem areas, Freddie Mac’s latest monthly outlook shows many reasons for optimism, with “housing markets on track for their best year in a decade by a variety of measures.”In Freddie Mac’s November 2017 Outlook, released today, Freddie predicts 1.2 million housing starts for 2017, and 6.13 million home sales. Both starts and sales are anticipated to increase across 2018 and 2019 as construction helps relieve the inventory shortages.Sean Becketti, Chief Economist, Freddie Mac, said:It’s unlikely the economic environment will be much more favorable for housing and mortgage markets in 2018 and 2019. We forecast that interest rates will remain low by historical standards, but gradually creep higher over the next two years. We also forecast that housing construction will gradually pick up, helping to supply more homes to inventory-starved markets. More housing supply and modestly higher rates will lead to a moderation in house price growth. Refinance activity will drop to very low levels and the mortgage market will be dominated by purchase activity.The second half of 2017 has seen inventory shortages holding back a housing market that is otherwise doing well thanks to modest economic growth, job gains, and low interest rates. The inventory issue has been combining with low mortgage rates and a large number of interested potential homebuyers to drive price increases throughout the summer and fall.According to Freddie, “Nationally, home prices increased at a 6.4 percent annualized rate over the quarter ending September 2017.” Home price growth is over 10 percent for the year in some markets, including Washington (12.8 percent) and Nevada (11.3 percent).Freddie’s November Outlook also points out that tax reform could seriously affect their predictions for 2018 and 2019. According to the Outlook:Considering the current level of uncertainty surrounding tax reform, we have not factored in the potential effects of recent tax plans unveiled by both the Senate and House of Representatives into our latest Outlook forecast. Estimates from different analysts show a large variation in estimated impact, based on assumptions about which provisions will be enacted and how the economy will respond. Given the uncertainty around the tax proposals and their impact on the economy, we present a baseline forecast assuming no tax changes.You can read all the details in Freddie’s November Outlook by clicking here. Sign up for DS News Daily About Author: David Wharton Construction Freddie Mac freddie mac monthly outlook Home Prices housing sales Housing Starts inventory shortage 2017-11-20 David Whartoncenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Demand Propels Home Prices Upward 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago Previous: Housing Market Still Not Meeting Potential Next: Delving into Delinquency Data: Hurricanes Continue to Impact The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

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Wenger: Sanchez can cause chaos

first_img “Before, when we were building the (new) stadium, the big clubs came to buy the players from us,” Wenger said. “Now we are in a position where we can keep our big players, but sometimes there are so many big players in the other big, big clubs who are good but do not play, so after a year or two you can get a good deal. “Sanchez is a case. Pedro (at Chelsea) is another case, Arjen Robben (at Bayern Munich) is another, he was at Real Madrid.” Quizzed as to whether the same applied this summer to reported Arsenal target Karim Benzema at Real Madrid, Wenger retorted: “Benzema is not a case.” Arsenal have added goalkeeper Petr Cech from Chelsea, but otherwise are yet to strengthen the outfield squad. With their Premier League rivals all spending big – including Liverpool paying more than £30m to land Christian Benteke, whom Wenger says Arsenal were not interested in because of his similarities to Olivier Giroud – the Gunners could be seen as lagging behind. Wenger said: “Of course, there is pressure to keep up with them. All of them have spent more money, but only one can win the title. “It is not just the consequence of the money they spend in how successful you are. That is why you have to keep your nerve and not buy just because the others buy – but buy because you have found a player that can really give you a plus.” The Gunners boss added: “I believe this squad is ready to fight for the title and has a chance to do it given that we are continuing to develop as a team, that is the first thing. “Internally we have the resources to do that (sign a big-money player). “We are not against taking a gamble, but what you want is to take a gamble in a market where the opportunity is there.” The tenacious forward has thrown himself straight back into action after taking his summer holiday following his role in Chile winning the Copa America. Sanchez saw his header deflected in for an own goal in Arsenal’s hard-fought 2-1 win at Crystal Palace last weekend, and he is expected to be unleashed against Liverpool on Monday night. Wenger is in no doubt there is plenty more still to come from the 26-year-old former Barcelona man, who was signed after the 2014 World Cup in a £32million deal. “Alexis has that desire to go forward and provoke chaos in the defences because he has a go at you, to run at people and that creates danger,” said the Arsenal boss. “He is already better than when he arrived. “In his final finishing there is room for improvement, but in his final ball he is already much better, his vision is quite good and incisive.” Wenger added: “What Sanchez has is in the first two yards is that he is lightning quick. He has that explosive attitude linked with his spirit, which makes him even more spectacular.” Sanchez had been on Liverpool’s radar before he signed with the Gunners. “At the start when I saw (Luis) Suarez went to Barcelona I though that is the obvious deal, one player one way and the other player goes the other way, so I had not much hope and I was quite surprised that at the time it was possible,” Wenger said. Wenger believes the acquisition of Sanchez shows Arsenal are now capable of bringing in players from any club in the world. Alexis Sanchez can take his game to another level with Arsenal this season, according to manager Arsene Wenger. Press Associationlast_img read more

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NFL news and notes: Roquan Smith still away from Bears; Khalil Mack not sweating Raiders reunion

first_img Tyler Boyd: Bengals ’embarrassed’ by Steelers in prime time Michael Gallup injury update: Cowboys receiver (knee) ‘not ruled out’ vs. Packers Will a mysterious absence distract the Bears from the first ever NFL game played at the Tottenham Hotspur Stadium?We dive into the latest news regarding Roquan Smith and other headlines from around the league in this edition of NFL news and notes. Three things that matterRoquan Smith remains away from teamThe star linebacker was listed as a surprise inactive just before Sunday’s win over the Vikings for a “personal issue,” and it was rumored he had not been acting like himself around the team facilities in recent days. Bears coach Matt Nagy declined to provide any new details on the situation Monday.”He’s completely a personal issue,” he told reporters. “It’s for us something that we’re going to leave at that right now.” Related Newscenter_img When pushed for more information on Smith’s status and availability for Sunday, Nagy stood firm.”Personal issue,” he repeated. “I’m just going to say it was a personal issue. I’m not getting into anything else until… I’m just going to completely keep it at that.”Panthers place Kawann Short on season-ending IRThe team announced the All-Pro defensive lineman has a partially torn rotator cuff that initially was suffered in the team’s Week 2 loss to the Buccaneers. Short has spent the last two games on the sidelines, and will be staying put the rest of the year.”KK has done everything he could possibly do to try to play these past two games,” general manager Marty Hurney said, “but we have made the decision that it is in the best long-term interest of KK and the team that he undergo surgery to fix his shoulder and focus on his rehab and get ready for next season.”It’s another huge loss for the Panthers, who are already without quarterback Cam Newton, though Kyle Allen has gone 2-0 in his two starts this season, so Carolina has been able to stay afloat in his absence.Cowboys get ‘best news’ for Tyron Smith’s ankleThe Pro Bowl left tackle suffered a right ankle injury in Sunday’s loss to the Saints and needed to be carted off the sideline. While Jerry Jones said it’s “unlikely” Smith plays this week against the Packers, the Cowboys owner is optimistic he won’t be missing in action long.”We got the best news we could possibly get,” Jones said on 105.3 The Fan in Dallas. “We couldn’t have asked for better news. Looking forward to having him back out there quick.”Two things that don’t matterKhalil Mack hoped to be a Raider for lifeThe Bears linebacker thought he found his home in Oakland after the Raiders drafted him fifth overall in 2014, but a blockbuster trade last September changed that. Now, Mack is gearing up to face his former team for the first time since he was dealt.”That’s the expectation when you get drafted to a team: You want to be there for the long haul and bring championships and all those good things,” Mack said, per ESPN. “It’s the business side of it that doesn’t really let you do that.”It’s another game, man. It’s going to be a fun one because I know a few of the guys out there. But it’s going to be a good one. Can’t wait.”Miami vendor charged fan $724 for two beersOverpriced refreshments at stadiums are a joke, but this fan wasn’t laughing when his bank alerted him of the fraudulent transaction after his credit card was scanned to a personal card reader.Nathaniel Collier was arrested and will face two felony charges for his alleged scam at Miami’s Hard Rock Stadium during Sunday’s Dolphins-Chargers game, including third-degree grand theft and possession of a skimming device.Fortunately the fan received a refund, and Collier was fired by the independent contractor that hired him. One video you have to seeThe Rams offered fans a glimpse at the progress made on their new stadium.”This could only happen here in Los Angeles.”Our future home is coming along! 🙌 pic.twitter.com/Y0E1WEDG6G— Los Angeles Rams (@RamsNFL) October 1, 2019Tuesday’s tweet of the dayCould Dez Bryant swoop in to save one of the six remaining teams still in search of a win?I plan on it.. https://t.co/XpMCms4zxy— Dez Bryant (@DezBryant) October 1, 2019last_img read more

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Liverpool ‘considering £7m move for Ba’

first_imgLiverpool are the latest club reported to be considering a bid for Newcastle striker Demba Ba.There has been speculation about Ba’s future because of a clause in his contract which allows him to leave St James’ Park for £7m before the end of this month, and Chelsea have been strongly linked with a move for him.The Daily Mirror say new Liverpool boss Brendan Rodgers is also considering making an offer. The Guardian and Daily Mail both report Chelsea’s imminent bid for Southampton’s highly-rated 16-year-old defender Luke Shaw.The Independent suggest Shaw may prefer a move to Arsenal, who are also believed to want him.Related West London Sport story: Chelsea to table bid for Saints prospectMeanwhile, the Mail claim that Tottenham, who are poised to appoint former Chelsea boss Andre Villas-Boas as manager, are lining up a £10m move for Blues forward Daniel Sturridge.The Mail also say Fulham boss Martin Jol wants to sign midfielder Tom Huddlestone from Tottenham.Huddlestone played under Jol at Spurs and the Dutchman apparently sees him as a possible replacement for Danny Murphy.Follow West London Sport on TwitterFind us on Facebooklast_img read more

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How The Web Makes People Work On Christmas

first_imgCognitive Automation is the Immediate Future of… Related Posts Tags:#enterprise#mobile#Pause#small business#startups IT + Project Management: A Love Affair Massive Non-Desk Workforce is an Opportunity fo…center_img fruzsina eordogh 3 Areas of Your Business that Need Tech Now It’s Christmas Day and amidst the running tots and stress-inducing in-laws, you sneak away for a few moments to… well, check up on work. Nothing too extensive, probably: You draft a few emails, check the progress of some projects and maybe send a few text messagesIt used to be that unless there was an emergency or you worked at certain kinds of jobs – at an airline perhaps, or a Chinese restaurant – big holidays like Christmas meant you were off the hook for work. But in today’s 24 x 7, always-connected world, many digital workers can’t seem to tear themselves away from work even for one day. Whether or not they’re really needed.I am guilty of this very pathology, and odds are, you are too. Who Was Working?I put the question of working on Christmas to Twitter, and found plenty of kindred spirits – especially among writers. LA Weekly Web editor Jake Swearingen wrote “[b]ecause dipping Internet traffic means you gotta hustle up PVs [page views] even more than usual.”Declan Skews, a writer in the UK, tweeted some truth about our 24-hour news cycle: “The flow of information never stops. It’s easy to fall behind if I don’t read a lot everyday (and write at least a little bit).”  Fredric Paul, ReadWrite’s own managing editor, admitted to checking his email, and so did Jenn Sheppard, the publisher at the nonprofit Florida Trail Riders. Sarah Bennett, who runs the hyperlocal news site Long Beach Post, wrote that if she doesn’t check her email and “write the stories, no one will!”  It isn’t just writer types: Alex Clote, the co-founder of Cloze, a start-up filtering your electronic communications, wrote he “carved out an hour to catch up after Santa came” because “even on a holiday there are responsibilities.”What Were They Doing?Working on the holidays has become so common, business intranet service Bitrix24 found 17% of its users (which service employees from companies from like Xerox and Toshiba to Volkswagen and Vogue Magazine) checked in or did some light work on Christmas Day (and 12% did so on Christmas Eve).According to Bitrix24, holiday working tasks broke down this way: 47% sent instant messages, 11% shared documents and 9% engaged in “task tracking.” Owners of mobile devices were more active than the average Christmas worker, with Android users beating out iPhone users by a small margin: 21% of Android users clocked in some light Christmas work, compared to 19% of Apple faithful.  Knowledge workers clocking in over the Holidays were led by North Americans: 22% of users tracked by Bitrix24 were in the United States, 20% in Canada, and 17% of our cultural cousins in the United Kingdom did too. Only 6% of Italians bothered checking their emails.Why Were They Working?The big question, of course, is why are so many folks logging in when they’re supposed to be logged off?For some people, the answer is that they had no choice. Something truly had to be done that day. For many others, though, work might be an escape from too much family togetherness. And for various reasons, some workers might not celebrate the day or have anything better to do. But the biggest reason is that it’s become so darn easy to work on holidays and other supposed personal time. Given our smartphones and mobile devices, we can work almost anywhere, any time.For me, as a writer covering the intersection of technology and society, I can’t just shut off that part of my brain just because it is a holiday. Besides, I actually like working, and given the numbers it’s clear that many others feel the same way. Image courtesy of Shutterstock.last_img read more

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Cavs’ Derrick Rose out with sprained ankle

first_imgQC cops nab robbery gang leader, cohort MOST READ Don’t miss out on the latest news and information. Two-day PBA Draft Combine starts Monday Rose landed awkwardly, but stayed in the game to shoot two free throws before going to the bench. The play was originally called a common foul but was upgraded to a flagrant 1 Saturday by the NBA.Jose Calderon started at point guard Saturday for the Cavaliers, who have won their first two games.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutRose signed a one-year contract with Cleveland in July. He became the team’s starter when Kyrie Irving was traded to Boston.Rose was named the league’s MVP in 2011 while with the Chicago Bulls, but has battled injuries since. Japan ex-PM Nakasone who boosted ties with US dies at 101 Kin of Misamis Oriental hero cop to get death benefits, award — PNP View comments Stronger peso trims PH debt value to P7.9 trillion CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA LATEST STORIES Milwaukee Bucks’ Thon Maker, right, defends against a driving Cleveland Cavaliers’ Derrick Rose during the first half of an NBA basketball game Friday, Oct. 20, 2017, in Milwaukee. (AP Photo/Tom Lynn)CLEVELAND — Cavaliers point guard Derrick Rose was held out of Saturday night’s game against the Orlando Magic because of a sprained left ankle.Rose twisted his ankle after being fouled by Milwaukee’s Greg Monroe while driving to the basket in the fourth quarter on Friday. Monroe grabbed Rose by his neck and pulled him to the floor.ADVERTISEMENT Read Next Brace for potentially devastating typhoon approaching PH – NDRRMC Typhoon Kammuri accelerates, gains strength en route to PH Trending Articles PLAY LIST 00:50Trending Articles02:29Giannis Antetokounmpo powers Bucks in bounce back win over Celtics01:48NBA: Kawhi, George seek more for Clippers than beating Lakers01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Kammuri turning to super typhoon less likely but possible — Pagasalast_img read more

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Kirby Smart Intends To Platoon Nick Chubb, Sony Michel At Running Back

first_imgNick Chubb sprints on a treadmill.nick chubb sprints on treadmillWhen healthy, Nick Chubb is one of the best running backs in all of college football. While his rehab from last season’s knee injury is reportedly going well, and he’s already taking part in practice, new head coach Kirby Smart does not expect his star to be 100-percent to start the season. Luckily, Georgia has another ridiculously-talented running back in Sony Michel, and Smart wants to platoon the two to start the year.Kirby Smart told me today Georgia would ideally platoon Nick Chubb and Sony Michel, while developing another… https://t.co/XZiFz0Svrs— Adam Rittenberg (@ESPNRittenberg) March 21, 2016 More from Smart, via ESPN’s Adam Rittenberg:…We’ve got a couple young pups, we signed a guy, but that’s the scariest position because even with Nick at 100 percent, which I don’t think he’s going to be 100 percent right away, we’ve only got two. We want to platoon them. There’s just too much unknown right now on Nick to feel certain.”Michel is a dynamic runner in his own right, but we hope to see Chubb back at full strength at some point this fall.[ESPN]More: Vote In Our “Most Annoying People In Sports Media” Bracket >>>last_img read more

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