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Lawmakers to GAO: Work with credit unions on Reg D study

first_img 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr House Financial Services Committee Chairman Jeb Hensarling, R-Texas, and Rep. Robert Pittenger, R-N.C., urged the Government Accountability Office to conduct a study on the impact of Regulation D’s limit on transfers from savings accounts and that the GAO consult with credit unions and community banks on the issue.A similar study was called for under the House-passed “Regulation D Study Act,” H.R. 3240. While cleared unanimously by the House, the bill failed to get action in the Senate. Hensarling and Pittenger want the GAO to study the issue anyway.“Federal Reserve Regulation D limits consumers to six transfers per month from their savings account to any other accounts. This regulation is over 30 years old and has not been significantly revised since it was first implemented,” Hensarling and Pittenger wrote.Hensarling and Pittenger requested the study to examine the history of the monthly transfer limit and what benefits might arise from increasing it. H.R. 3240, which was passed by the House this month, would require a study of the impact of the requirements on depository institutions, consumers and monetary policy. Prior to the bill’s passage, sponsors Pittenger, and Rep. Carolyn Maloney, D-N.Y., both cited NAFCU’s support of the measure in their remarks before the full House. continue reading »last_img read more

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All-in Global: ‘Fantastyc’ markets around the world

first_img All-in Global, the number one language service provider in the gaming industry, has gathered the most relevant data to highlight hot fantasy markets for SBC News readers, and advise interested companies on how to prepare “local” fantasy content.In 2019, it was estimated that almost 46 million adults (18+) played fantasy sports in the US. In comparison, the Fantasy Premier League (FPL) reached just under 7.6 million players worldwide in the 19/20 season. So, there is no doubt: the US is miles ahead.While fantasy sports in the rest of the world is mainly focused around soccer (football), the NFL is the flagship of fantasy in the US. According to recent data from The Fantasy Sports & Gaming Association (FSGA), 78% of fantasy participants play fantasy football. Baseball (39%), basketball (19%) and ice hockey (18%) are the closest contenders, followed by soccer (14%), golf (13%) and esports (11%).The wagering aspect is obviously a big part of the equation, and although betting on fantasy sports is a booming industry, fantasy sports are often viewed as a way to win and retain sports betting customers. 78% of US fantasy sports players bet on sports in 2018, while 75% of sports bettors played fantasy sports in the same year.So what can we say about preparing “local” fantasy content in the US? First of all – make sure your content is written (or localised) by someone who has US English as their native language. Americans and the rest of the world cannot even agree on what to call football (soccer) – and that’s just scratching the surface on fantasy terminology – a non-native writer or translator will be immediately exposed by an audience where many consider every tip and statement with careful scrutiny.Another tip is to look at the 32% increase in FPL players from the US in 18/19 compared to 19/20. The prediction that the big soccer leagues will keep getting bigger was cemented when Manchester City’s UEFA ban due to financial fair play irregularities was lifted last week, and it seems highly likely that the popularity of Premier League and FPL will continue to rise in most corners of the world. In comparison, the official Major League Soccer (MLS) fantasy game has about 21,500 players so far this season, currently a decrease from about 35K in the year before.The local popularity of FPL will always rise when local players have success, and we feel certain that Chelsea’s Christian Pulisic will boost FPL interest in the US before the 20/21 season after an impressive run towards the end of 19/20 with 39 points from game week 30 to 35. The potential of the US-born winger far exceeds other US Premier League legends like Tim Howard and Clint Dempsey. You can watch a highlight video from the 10 most capped American players in the Premier League below:And what about other interesting US related markets? Don’t forget that US sports have large fan bases outside of North America. Many of the people here will understand English, but pretty much all serious research indicates that localised content has a much stronger effect. It’s easier to establish trust in the local language, especially when you want the visitor to make a deposit. Make sure however that the writer or translator is familiar with fantasy and gaming terminology, as a poor localisation job will have the opposite effect. All-in Global has been operating for more than a decade with its primary objective to provide peace of mind for gaming industry professionals who want their content to be localised with high quality in languages they don’t necessarily understand themselves. If we ran a website focusing on the NFL, our kick-off move would be to localise to Spanish. As you can see in the 2018 chart from Statista below, Spanish speaking Mexico is the biggest country in terms of NFL fans outside of the US. It’s also worth noting that there are more than 40 million Spanish speakers in the US.In terms of global representation, FPL is by far the most popular fantasy league outside of the US. In the 19/20 season which is now about to end, players from 255 countries were represented. Our opinion is that great value can be found in the global user statistics from the FPL from a perspective of localisation cost vs. the number of players and their economic potential.People in the Nordic countries are going ballistic for fantasy football (soccer) and few if any can match their average salary and average spend on betting. Norway, Sweden, Denmark and Finland all had a drastic increase in the number of FPL players from 18/19 to 19/20 and our guess is that this development will continue. You can, for example, find more than a handful of serious podcasts in Norwegian alone about the FPL. All-in Global was founded by a Norwegian sports journalist in Malta in 2008 and the Nordic languages are all best-sellers among more than 70 other languages that they work with.     Since the FPL game is only available in English these numbers are heavily biased, but of the 25 countries with most players, 12 of them have English as an official language. Keep in mind that the English used in the US can be quite different from the English used in Australia (157K), Nigeria (252K) and Ghana (100K), especially for sports words and expressions. Localisation from one English dialect to another comes at reduced rates, and when it comes to quantity, as in being understood by a maximum number of people, only Chinese can compete, followed by Hindi, Spanish and French. India is a booming market across the gaming industry and the number of FPL players from India increased from 188K in 18/19 to 230K in 19/20. This is peanuts compared to the fantasy cricket market in India which is estimated with a value of $150 billion.  Both Spanish and French are big world languages, especially in the world of sports, and it feels like a no-brainer to include them on the list of lucrative languages, especially since they cover so many people in so many different markets. It’s important, however, to be aware of the regional language differences in India as well as French and Spanish speaking countries. For example, a text that works well in Spain might not be well perceived in Mexico, so it can be wise to confer with a language service provider like All-in Global in the early stages of planning your content strategy.The last language/market on our list might very well be the most surprising one. Let’s call it a cheeky punt. England is obviously number one on the list of FPL players (2,13 million) but on 2nd place, we find Egypt with 693K (up from 427K in 18/19). Could it have anything to do with Mohamed Salah? It should probably not be ruled out! Other Arabic-speaking countries where FPL is popular include Saudi Arabia (92K), United Arab Emirates (44K), Iraq (42K), Morocco (37K) and Iran (32K). All of these countries had a significant increase, with Algeria almost quadrupling from 23K to 83K. Qatar, where the World Cup is scheduled in 2022, went from 7K to 13K FPL players. Gambling is obviously not very common here, but at All-in Global we have seen an increase in Arabic requests lately. There are many Arabic variants but Egyptian Arabic is the most widespread. You can potentially reach a lot of players with the price of just one language.Are you interested in more data just like this, or do you need help in foreign markets? At All-in Global we offer language solutions you can bet on. You can reach us on [email protected] or visit our website all-in.global. StumbleUpon Related Articles Stats Perform secures total US Soccer coverage with USL data agreement July 2, 2020 Submit UEFA plans ‘Lisbon Final Eight’ to conclude 2019/2020 Champions League  June 16, 2020 Share Share Sky Sports grows American football offering with NFL channel August 14, 2020last_img read more

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Dodger brand suddenly catching on again

first_imgOwn up to it. What’s the best way to measure the Dodgers’ success in 2013?Stan Kasten tries every day.His metrics of the moment are fans in the stands.The National League West champions have emerged from recent attendance apathy to not only eclipse the 3.7 million mark at home — leading all of baseball as they had once done on an annual basis in years gone by — but also have the greatest road attendance average per game. Seeing these Dodgers in person are believing in them, Kasten said.“We don’t even know the last time a National League team led in both those categories,” the 61-year-old Dodger president, CEO and co-owner said the other day, a reference to the fact the New York Yankees last accomplished that in 2010.“To me, that speaks to the progress we’ve made. None of us feel our job is close to being done because we want to be a team that has sustained success and we’ve just started. But we feel we’ve made real progress.“The response, the reaction and the support from our fans have been very gratifying.”Ask any Dodgers fan how far this franchise has come since the departure of Frank McCourt, who with wife Jamie took over in 2004 only to see it all come unglued by early 2012, and you’re likely to get a number in the vicinity of infinity. Newsroom GuidelinesNews TipsContact UsReport an Errorcenter_img When former Atlanta Braves and Washington Nationals general manager Kasten pulled together a ownership group that starred the Chicago-based deep pockets of Mark Walter with the L.A.-savvy Magic Johnson, and then outbid everyone else on the planet with a $2.1 billion deal, a lot of major promises were made 16 months ago once the paperwork was completed.In concert with upping the team payroll to $216 million on Opening Day (second only to the Yankees’ $228 million), the extensive excavation of Dodger Stadium included an elaborate new underground training facility — which came in very handy this season considering all the injury rehabs taking place.Capturing the NL West title was a notable but not unexpected accomplishment, but Kasten admitted it’s all about keeping the proper perspective at this point.“The NL West title is a milepost, a marker on the road in what we want to accomplish this year,” Kasten said. “I do think the most extraordinary part of this restoration process over the last year and a half was implicit on our bet on this fan base that, if we did things right, it would make the gamble pay off for us.“Not that we ever thought it was a bad gamble. It was a good, smart one. Mark Walter put it best when he said that we’re a little tired of the silly question: Why did you pay so much for the team? Because we thought it was worth a lot more.“That’s as straight as we can be, because of the size and depth of this market and the passion of its extraordinary broad fan base.”General manager Ned Colletti, who has seen the highs and lows of the franchise since arriving in 2005, has this perspective:“Any business in the sports and entertainment industry should prioritize opportunity to create goodwill and precious memories at their events. That includes an exciting, competitive team, a comfortable ballpark experience conducive to a family outing, an outreach program that makes a positive impact in the community and region. Those three facets should be able to independently stand on their own but also need to blend together for the ultimate fan experience.“We have a tremendous fan base and brand that reaches throughout the world. We see it every road stop we make. By next April we will have played in Beijing, Taiwan and Australia during the last seven years. When you have a fan base that vast and they are proud to be connected to a franchise and they voice their support and show their passion, that is also a measure of being successful.”When ESPN The Magazine recently released its 10th edition of the “Ultimate Team Rankings” — objectively taking eight weighted categories derived from fan surveys and marketing research and deciding which franchise of the four major sports qualified best as “turning dollars into wins” — the Dodgers landed in a rather pedestrian No. 56 out of 122.The NHL’s Ducks (8) and Kings (24) were far ahead. The MLB’s Angels (51) and NBA’s Clippers (55) were in the same ballpark. Interestingly, the NBA’s Lakers (77) were lagging behind.Since 2011, however, the Dodgers have seen a most noticeable rise in these standings based on ownership — moving up an incredible 65 spots. They now rank at No. 43 in that category, the best number of all eight categories on the Dodgers’ ledger.That still may put them behind the Ducks’ Henry and Susan Samueli (13), the Kings’ Philip Anschutz and Ed Roski (17) and Lakers’ Buss family (39). But it is better off than the Angels’ Arte Moreno (65) and the Clippers’ Donald Sterling (89).Ownership — defined as “honesty and loyalty to core players and to the community” — only accounts for 10.2 percent of the total package in this ESPN aggregated mess. More important are fan relations (25 percent), the affordability of tickets, parking and concessions (17.4 percent) and something called “bang for the buck” (16.8 percent), which accounts for “how efficiently teams convert revenues from fans into performance on the field.”In fan relations, the Dodgers are No. 53 — ahead of the Angels, Lakers and Clippers. In “bang for the buck,” the Dodgers are 52nd.Aside from not being sure what those ESPN numbers mean in the grand scheme of things, Kasten offered this analysis to ESPN’s poll: “As a guy who runs a team, I can’t think of anything more important than how your own fans feel about you. That’s why being number one — of all the teams in all the sports — is the most gratifying ranking of all.”Performance in 2013 means the Dodgers’ first postseason in four years. A team roster mixed of veterans and youth, experience and talent and the rejuvenation of the farm system only point toward moving up future franchise polls, no matter how they are measured.During a town-hall meeting Kasten attended in July at the L.A. Sports Museum, at a time when the team had rebounded from an injury-riddled start and finally crept back up to the .500 mark, he was asked if there was a chance at getting an All-Star game back at Dodger Stadium.Kasten said that was a bit problematic, since “until a year ago, this wasn’t a popular franchise or a popular place for Major League Baseball, you know?”In the last couple of months, he has noticed change in that perception.“No question, the way we are treated and received with the rest of baseball, I think any questions that were raised up to the time we’ve got here are put to rest,” Kasten said. “We have an excellent relationship with central baseball as it relates to all of our partners.”Kasten paused for a moment.“Maybe with the possible exception of that one team that has a pool or something in their stadium,” he added with a slight grin. “Other than them, we have a pretty good relationship with everyone else.”Measuring success is more than just who you can call to hold a neighborhood pool party, of course.Johnson may be invested financially in the future of the team, but as the former Lakers NBA champion can tell you as a competitor he’s got a whole other barometer when it comes to how ownership follows up with the fans.It’s a Dodgers season with a World Series title. Or bust.“That’s going to always be my feeling,” Johnson said this week in Atlanta. “Whether that’s everybody else’s feeling, that’s another thing. Am I trying to put that type of pressure on my team? No. That’s how I feel.”Johnson also recently went on Jay Leno’s “Tonight Show” and promised if the Dodgers won it all — that’s “if” — he would don a Dodger blue Speedo and jump into a pool. And he admitted he can’t swim.“I will go and stand in the pool, but if you’re trying to get me to swim that won’t happen,” Johnson told Leno. “But if we win the World Series, I’m puttin’ them on and gettin’ in the pool.”If Johnson does that, he’ll have 3.7 million friends who want to join him.Staff writer J.P. Hoornstra contributed to this story.last_img read more

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Express, BUL held as URA, Kyetume register victories

first_imgFrank Kalanda scored one of Express FC’s two goals on Tuesday. (PHOTO/Express FC)Uganda Premier League Tuesday, 05-11-2019-Express FC 2-2 Maroons FC -Onduparaka FC 0-0 BUL FC-Police FC 0-1 URA FC-Kyetume FC 2-1 Busoga United FCThe Uganda Premier League returned on Tuesday afternoon with five games played at different venues.At Njeru, there were two games played on the day.In the early kick-off, Express FC surrendered a two goal lead to draw 2-2 against Maroons FC.Frank Kalanda opened the scoring on 16 minutes, slotting in from the spot after a hand ball call.Eight minutes later, Frank Ssenyondo poked home Express FC’s second goal off a Disan Ggaliwango cross.Express had a chance to improve their advantage but Kalanda’s first-time effort rattled the cross bar.They were eventually made to pay as Fred Amaku pulled one back for the Prison side at the stroke of half time.Nine minutes into the second half, Steven Mukwala drew Maroons level and that is how the game ended.The result leaves Express on 14 points while Maroons march onto 17 points from 12 games.At the Green Light Stadium in Arua, BUL FC and Onduparaka FC shared spoils in a 0-0 encounter.Either side got chances to take the lead and probably win the contest but could not capitalize.James Otim who poked wide with the goal at his mercy before missing another sitter.For Onduparaka, Rashid Okocha and Ibrahim Faizul pulled two stunning saves from BUL custodian Eric Kibowa.The draw means both teams retain their positions on the log with Onduparaka 3rd with 20 points, four behind BUL who remain in second spot.The other game played at Njeru saw URA FC overcome Police FC 1-0.Brian Majwega scored the only goal of the game, tapping in from a Joachim Ojera low cross inside the first quarter of an hour.The three points earned see URA FC climb into 8th spot with 14 points while Police remain second from bottom with just five points gathered so far.In Bombo, Kyetume FC returned to winning ways thanks to a 2-1 victory over Busoga United FC.Noel Nasasira opened the scoring on 10 minutes with his first goal of the season.With 8 minutes of normal time to play, Busoga equalized through Daniel Ssewava and looked to be on course for a point.However, Jonathan Mugabi struck in the second minute of additional time to ensure Kyetume registers another victory in their debut top-flight season.Kyetume now climbs into 7th on the log with 16 points while Busoga United are still 6th with 16 points also but have a better goal difference on the Slaughter.The other game played on the day saw Vipers SC edge Wakiso Giants FC 1-0 courtesy of a Fahad Bayo strike in the 30th minute.Comments Tags: Bul FCBusoga United FCExpress FCKyetume FCMaroons FConduparaka fcpolice fcUganda Premier LeagueURA FClast_img read more

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