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3 ways to stay number one in your members’ financial lives

first_imgYou’ve got competition everywhere. If you want to stay relevant, you’ve got to find new, innovative ideas to solve your members’ problems. Here are three ways you can remain on top in your members’ financial lives…Think BIG: Doing things the way they’ve always been done won’t get you anywhere. In fact, it won’t even keep you in business. When it comes to solving problems, ignore the past. Consider the ideal outcome and then brainstorm ways to make it happen. Not every idea will be successful, but if you want to innovate, you have to take risks and be all-in on them.Keep your eye on the target: Far too often, we get distracted by things that don’t really matter. Focus on ways you can improve your products and services. If something isn’t working, get creative and change it. Innovation is born from hard work and creative minds.Collaborate: Surround yourself with others who want to be great. Look for employees who dream like you do and use them. A team of creative minds can come up with amazing ideas that can positively impact the lives of your members for decades to come. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

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AirAsia pivots to digital business with superapp, aims to capture ASEAN market

first_imgSoutheast Asia’s largest budget airline AirAsia Group is expanding its digital profile by launching a super app that provides a wide range of services from travel and lifestyle to logistics, in the hope of capturing the regional market despite the travel slump caused by the COVID-19 pandemic.AirAsia Group CEO Tony Fernandes on Thursday said the mobile application would be aimed at the ASEAN market as a whole rather than individual countries.“We’re nowhere near the size of Gojek or any other [companies]. But again, AirAsia is not about being dominant in one country but providing an ASEAN product,” he told The Jakarta Post during a virtual press conference, referring to regional ride-hailing firm Gojek. To fit into Indonesia’s market, Fernandes said that AirAsia’s mobile application would serve cross-country commerce and transactions within the ASEAN region amid the domination by ride-hailing giants such as Gojek and Singapore-based Grab.“We will serve the market for Indonesians who want to buy ASEAN products, and we want to build uniqueness that will be different from the big players in Indonesia,” he said.The airline’s rebranded digital venture, dubbed “AirAsia Digital”, comprises three main business lines, namely venture builder, online education provider RedBeat Academy and a data center.Its venture builder arm is currently developing five companies, including super app AirAsia.com, logistics provider Teleport, fintech solution BigPay, loyalty program application Biglife and restaurant franchise Santan. Fernandes said that the group was also open to additional investment from venture capital and other sources in order to expand AirAsia’s digital business and help boost its growth.“The AirAsia [airline] first raised capital with the private equity market and then through an initial public offering [IPO]. We’ll do exactly the same,” he said.He also denied that the company was moving away from the aviation industry, which has been pummeled by the COVID-19 pandemic, with its digital ventures, stating that the company had developed the venture since 2018.“This is our Plan A to diversify our revenue. This journey didn’t start during COVID-19, it started two years ago,” he said.The global aviation industry has been severely hit by the pandemic, as governments close borders and impose movement restrictions across the world. The International Air Transport Association (IATA) forecasts losses totaling US$84.3 billion for airlines this year as a result of the global health crisis.Publicly listed PT AirAsia Indonesia, AirAsia’s branch in the country, posted losses of Rp 909 billion ($61.2 million) in the first half of this year, significantly worse than the Rp 82.5 billion during the same period last year, according to the company’s financial statement.Meanwhile, AirAsia Group in Malaysia also charted a fourth quarterly loss between April and June period, when the company posted a net loss of RM 993 million ($238.3 million), compared with a net profit of RM 17.3 million in the same period last year, according to Reuters.AirAsia Indonesia recently reopened four of its routes from Bali starting Sept. 1, allowing passengers to travel from the famous island destination to Labuan Bajo in East Nusa Tenggara, Lombok in West Nusa Tenggara, as well as Yogyakarta and Surakarta in Central Java.According to a statement, the move is part of the airline’s efforts to gradually reopen its popular routes as it enters its third month since resuming operations during the pandemic.“We continue to work hard to gradually normalize the operations of our customers’ favorite routes, starting with our Bali hub,” AirAsia Indonesia president director Veranita Yosephine Sinaga said in a statement.Read also: AirAsia to reopen four routes from Bali hubTopics :last_img read more

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Amid deep slump, Dodgers’ Max Muncy tries to rediscover the magic of early July

first_imgMuncy did say he and hitting coach Turner Ward have studied video, looking for a flaw in Muncy’s swing that would explain the freefall. They found nothing, Muncy said.“There’s nothing that’s any different,” Muncy said. “Just a couple days of not getting any hits led to me pressing and swinging at pitches I normally wouldn’t swing at.“It’s definitely more mental than physical, for sure.”Dodgers manager Dave Roberts has seen the same thing.“I think there’s a little bit of pressing going on. He wants to perform and is just trying a little too hard,” said Roberts, who dropped Muncy to eighth in the lineup Wednesday.“For me – and I’ve said it from the beginning – this guy usually stays in the strike zone. So it’s not about the league adjusting to him. It’s about when the ball is in the strike zone, you’ve got to swing at it and when it’s not, take it. There’s a little bit more swing and miss through the fastball. But Max will get through this.”CROWDED ROTATIONLeft-hander Alex Wood threw three simulated innings to hitters Wednesday afternoon and had “no signs of the leg issue” involving an adductor muscle on his left side that led to him going on the DL, according to Roberts.Wood will probably throw a bullpen session in two days and, at that point, the Dodgers will decide when he will return to the starting rotation. Wood is eligible to pitch again on Tuesday.Meanwhile, Roberts indicated left-hander Hyun-Jin Ryu could be ready to return to the majors after just two rehab starts. Ryu has been on the DL since May 2 with a groin muscle tear. In rehab starts with Class-A Rancho Cucamonga and Triple-A Oklahoma City he allowed one run in nine innings.Ryu will be ready to pitch again in five days – either for the Dodgers or in another minor-league rehab start.“The next step for him – we haven’t decided that yet,” Roberts said.Ross Stripling will come off the DL to start in Colorado on Thursday. Add in Wood and Ryu next week and the Dodgers could potentially have seven starting pitchers to choose from.During their stretch of 17 games in 17 days after the All-Star break, the Dodgers briefly went with a six-man rotation. That would “probably not” happen this time, Roberts said, because of a more favorable schedule with three off days in a 12-day stretch coming up.“Some tough decisions coming,” Roberts said.UP NEXTDodgers (RHP Ross Stripling, 8-3, 2.68 ERA) at Rockies (LHP Tyler Anderson, 6-4, 4.05 ERA), Thursday, 5:40 p.m., SportsNet LA (where available)Related Articles Dodgers hit seven home runs, sweep Colorado Rockies When he struck out in his first at-bat Wednesday, Muncy had just four hits in a stretch of 46 plate appearances, more than half of them (24) strikeouts including each of his past eight at-bats. He finally snapped the strikeout streak with a single in the fifth inning.But after hitting a home run every 9.9 at-bats in his first 72 games this year, Muncy has just two in his last 65 at-bats.Sign up for our Inside the Dodgers newsletter. Be the best Dodger fan you can be by getting daily intel on your favorite team. Subscribe here.“It’s just baseball,” Muncy said. “A couple days not getting a hit leads to you start to press a little bit. You kind of get out of your zone. Then it’s one of those things where it can snowball on you. … one of those things where it’s hard to get out of it, get out of your own head.”Muncy wrote his own prescription for that, taking Monday’s off day as a mental break.“A full day off from baseball, didn’t look at any film, didn’t really do anything baseball-related, just took a full day and relaxed,” Muncy said. “Showed up (in Oakland) and try to act like nothing happened before. Just go out there today and act like it was two months ago.” OAKLAND — It seemed almost too good to be true. Maybe it was.In early July, Max Muncy had a higher OPS than Mike Trout and Mookie Betts and stood shoulder to shoulder with Nolan Arenado and Bryce Harper among the National League home run leaders.It was heady stuff for a player discarded by the Oakland A’s a year ago who started this season as a non-descript, non-roster invitee to the Dodgers’ spring training camp and made for a fairy-tale narrative when Muncy participated in the Home Run Derby during the All-Star festivities.It was also not sustainable. Dodgers’ Max Muncy trying to work his way out of slow start Fire danger is on Dave Roberts’ mind as Dodgers head to San Francisco Cody Bellinger homer gives Dodgers their first walkoff win of season How Dodgers pitcher Ross Stripling topped the baseball podcast empire Newsroom GuidelinesNews TipsContact UsReport an Errorlast_img read more

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‘Extraordinary’ Benzema goal should silence critics – Zidane

first_imgGoal of the season? Real Madrid’s Karim Benzema celebrates his second goalMadrid, Spain | AFP |  Zinedine Zidane said Karim Benzema “shuts people up a bit” when he scores goals like his stunning volley against Valencia on Thursday.Benzema brilliantly lifted the ball over defender Hugo Gillamon with his right foot and then shot with his left into the top corner as Madrid beat Valencia 3-0 at the Alfredo di Stefano Stadium.Marco Asensio had earlier made it two after Benzema gave Madrid the lead, his brace taking his tally for the season to 21 goals in 38 games.“His performance was magnificent, like the whole team, but his goal was extraordinary,” said Zidane.“We know that he is comfortable with his left foot but wow, to lift the ball in that way and to swing like that with his left foot, without the ball touching the ground, truly it’s a very complicated piece of skill.“It’s beautiful to see it and I’m happy for him.“Often we see Karim as the number nine of Madrid and he must score goals, but he doesn’t only do that. So when he does score, I’m happy because he shuts people up a bit, and the work, he always does that no matter what.” Benzema is a controversial figure in France after his alleged involvement in a blackmail plot against former teammate Mathieu Valbuena. He has not played for the national team since 2015.But the 32-year-old has been in sensational form for Real Madrid this season and his latest goal was his 243rd for the club, putting him fifth on Madrid’s all-time list.“We know all these matches are finals so this was very important for us and for me personally as well,” said Benzema.“It was a beautiful goal, I think I can say it was beautiful, it went in and that was great. Sometimes I do that in practice and today I did it in the match.” Share on: WhatsApplast_img read more

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Nautical History Unearthed Under Highlands Bungalow

first_imgBy Jay CookIt is not everyday that a piece of history is discovered underneath someone’s house, let alone holding that house up.But this odd occurrence was a reality for Eileen Scanlon of 5th Street in Highlands, who discovered on May 26 exactly what was beneath the floorboards of a three-bedroom bungalow on her property.What she found was a 44-foot vessel, constructed of white oak and pieced together by iron nails, dating back to the mid-19th century. It measured 12 feet across, and was found mostly intact, rudder and all.Scanlon, who lives with her husband Mike in the main house on their plot, also owns a third rentable unit just behind their residence. They have been living here at 5th Street since 2010, when they purchased the three-house lot. She had always been aware of something under the bungalow.“I knew there was a boat under there because we had seen it—but nobody had any idea it was almost 50 feet long and that it was forming the foundation of the house,” she said.Rusted iron nails, ranging from a few inches to nearly a footand a half in length, held the vessel together.That particular Tuesday morning was quite hectic, beginning with a visit from her architect, Cathy Franco. “She came down because she was worried about the beams and how they were going to deal with putting it back on the foundation—architectural stuff,” said Scanlon. Next thing she knew, Franco was calling her at 8 a.m. to come outside and see what the crew on site had exposed.Once the discovery had been made, construction to the bungalow was stopped for three days. Although the work had come to a temporary halt, an influx of sightseers had just begun.“I’m taking pictures to send back to my family in Ireland,” said Patrick O’Flaherty, 56, of Middletown. “I saw it on the web this morning and said ‘Oh my God I know where that house is.’”While the general public had just learned of the ship, Scanlon was not the only local to know of its existence. Claire Stelios, 59, of Highlands, has her own vivid memories of the vessel.“I was 11 when I moved to this property,” Stelios said, pointing to Scanlon’s yard. She spent ten years of her adolescent life living there, her family renting from former proprietor Jack Elia. “I knew it, and so did the previous owner. When he fixed the bungalows, what they found in there was a lot of liquor bottles.”The bow of the boat is shown after old floorboards were ripped out and replaced in May of 2008. Photo courtesy Chris FrancyClaims of the boat’s past usage have floated around from a rum-running ship to a transportation vessel, but local historian Russell Card put those to rest. “When I went over there I saw it was indeed a barge that used to bring seafood into market,” said Card, president of the Historical Society of Highlands. He was one of the first people on site Tuesday after the barge had been revealed.“The Historical Society has known for a number of years,” Card said. “We always figured it was just a boathouse that they pulled up on the beach, but it turned out to be something older than that.”A former Highlands Council member also first saw the boat in May of 2008. “I live two doors away and the previous owner was doing some work, and they asked my advice because they saw the boat,” said Chris Francy, the 73-year-old Highlands resident.“The floor was sagging that had been built on top of it, and they had to restore it,” he recalled. When Francy saw what was under the house, he went home to grab his camera and take a few photographs.While it had been reported that coal had been found on the boat, Scanlon refuted those claims, saying that it had been another substance. “The coal turned out to be tar. The remnants we found are from tar buckets,” she said. “I had a historian come in afterwards and he cleared up a few misconceptions that were going around.”The exact manner in which the boat reached its final resting place has come into question as well. Scanlon, who has family history in Highlands dating back to the early 20th century, offered her own take. “There was a sluiceway here, so we believe it went up the sluiceway. Why it stayed there, I don’t have any idea,” Scanlon said. She compared the former waterway on her property to another area similarly in Highlands – Snug Harbor.In the days since its discovery, Scanlon reluctantly had to disassemble the barge to continue the house-lifting project. She did what she could to keep the vessel intact, with some help from the workers on site. A large portion of the bow was salvaged, along with the planks that made up the body of the boat.Currently, everything sits in Scanlon’s side yard. The planks are stacked five feet high, and the bow sits in one solid piece a few feet off of her house. “We moved everything with three guys and a Bobcat,” she said.So, what does Scanlon plan to do with her newfound piece of nautical history? She has bounced between a couple different ideas, one of them being the bow would become the centerpiece to her garden out back. She has also contemplated giving it to a museum, an idea that Card supports fully. “It’s her property, and I respect the property owner’s decision,” he said. “But I look at it from a different standpoint. I do see it as a loss to history in its own right. Something like that probably should be in a museum.”last_img read more

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Smokies grab three points at Bauer Showcase tournament

first_imgThe Trail Smoke Eaters opened the 2013-14 Junior A season in grand style, picking up three of four weekend points at the Bauer BC Hockey League Showcase tournament at Prospera Centre in Chilliwack.Trail rebounded from a 4-3 overtime loss Friday against the Langley Rivermen to dump the Smokies Cowichan Valley Capitals 6-2 at Prospera Centre Sunday.After allowing Cowichan to grab a 1-0 lead, Trail scored six straight goal en route to the lopsided victory.Brent Lamont and Bryce Knapp each scored twice to lead the Trail offensive attack. Valik Chichkin and Travis Stephens, acquired from Coquitlam earlier in the week, added singles. Trail goaltender Dustin Nikkel, the KIJHL’s top netminder last season, made 36 saves, 17 in the first period alone, to collect his first win as a Smoke Eater.Friday, Langley captain Mitch McLain scored Friday’s winner 22 seconds into overtime to pace the Rivermen in a see-saw affair that saw seven lead changes.Trail opened the scoring 6:23 into the first period when Jesse Knowler spun and fired a low shot through Rivermen starter James Barr.The Lower Mainland opponents replied with two unanswered goals in period two, first on a short-handed breakaway from Matt Ustaski, then took the lead on the first of two from forward Brendon Kearney.Trail captain Adam Wheeldon notched his first goal of the season 3:03 into the third on a Scott Davidson rebound, before Kearney’s second goal put Langley up 3-2 with 11:09 remaining.The Smokies would benefit from a late third-period power-play as first-year BCHLer Jake Kauppila opened his 2013-14 account to tie the game 3-3 with 2:09 left in regulation.The Michigan Tech commit finished Friday with two points in his first BCHL game. McLain’s seeing-eye wrister on a Langley power-play early in OT sealed Trail’s fate Friday, as the Smokies were forced to settle with a point. Adam Todd made 25 saves in his season debut.The Smokies return to Cominco Arena for their 2013-14 home opener Friday, September 13th when they host the Penticton Vees in the first of two weekend meetings. For ticket information, call (250) 368-5000.last_img read more

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TRAX swimmer Ian Markus gets top level coaching at Prospects Training Camp

first_img  Anyone interested in joining the TRAX Swim Club please email: traxswimclub@gmail.com The Monday after the Thompson-Okanagan-Kootenay Regional Age Group camp in Kamloops, Swim BC ran its first ever Prospects Regional Camp in the Interior with swimmers identified from the autumn Provincial Prospects selection from the Thompson-Okanagan and Kootenay regions invited to attend. TRAX Swim Club swimmer Ian Markus was chosen and attended the Regional (Okanagan/Kootenay) Prospects Training Camp in Kamloops.center_img Markus was fortunate to participate in the training camp which focused on all four swim strokes and had inspirational guidance from people such as former World Champion and Olympic medalist Brent Hayden.Video analyst and expert from Canadian Sport Institute – Pacific, Graham Olson provided swimmers with immediate and impactful feedback on their body position and stroke mechanics.Outside of the water swimmers received informative and engaging presentations with great examples of healthful and helpful foods to fuel performance.  last_img read more

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SANTA YSABEL STAKES QUOTES – SATURDAY MARCH 4, 2017

first_img-30- JERRY HOLLENDORFER, UNIQUE BELLA, WINNER: “She’s been coming along quite well, we’re real happy with her. She didn’t get away great today, but we’ll fix that.“Yes, the Santa Anita Oaks is our next point race. It’s a perfect progression.“We have a very talented filly and we’d like to look at the Kentucky Oaks. We like to take one step at a time. We’d like to go for the Santa Anita Oaks, and if we win or do well, then we’ll try to go to Kentucky.“It’s a great honor to be considered the front-runner for the Kentucky Oaks. We’re blessed to have good horses so I feel really grateful to have a horse like Unique Bella and equally as grateful for Songbird last year.“We’re just trying to do our best and she’s rewarding us.“I don’t have any thoughts about running her against the boys, but some other folk’s do I guess.“When I saw her come into the lane I felt that she was waiting on horses a little bit. Mike had to wave the stick at her a little but she responded right away. I wasn’t too worried.“I was wondering if Mike would stay on the rail or get out in the open and he chose to get out in the open.“I hope they don’t have to match up this year (Songbird and Unique Bella.) I had enough match up with Beholder. That was a pretty good match-up.”             MIKE SMITH, UNIQUE BELLA, WINNER: “It was pretty eventful. Sometimes you just stay out of the way of the good ones and they’ll run for you. That’s pretty much what I did today…I was blessed enough to be able to lead my way out.” JOE TALAMO, ABEL TASMAN, SECOND: “Turning for home I had a lot of horse under me. Hats off to the winner, what a special filly she is, because like I said I really had a lot of horse and we had a beautiful trip. The winner broke a little slow which I was happy to see. I was so proud of my filly. I think she’s definitely going to move forward from here.” NOTES: The winning owner, Carlos Heller of Don Alberto Stable, resides in Lexington, KY.center_img TRAINER QUOTES FERNANDO DIAZ-VALDES, RACING MANAGER FOR DON ALBERTO STABLE, UNIQUE BELLA, WINNER: “When we got to the stretch Mike told me he was looking around but when he asked her she immediately answered. It was a little slow. I would think the pace would have been a little bit faster. I was expecting more speed. Finally, it’s one step closer with what we want to do with her. I think Santa Anita Oaks for sure.” JOCKEY QUOTES last_img read more

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